Sunday, April 26, 2015
Wednesday, April 22, 2015
Crowdfunding is a disruptive way to finance individuals, companies, and projects via online marketplaces and electronic payment. Aggregating rather small amounts of capital from many individuals, projects or businesses can finally raise huge amounts and involve their community in its financing process. This sector is experiencing incredible growth since 2010. A recent report published by Cambridge University and Ernst&Young highlighted that the European crowdfunding market grew by 144% in 2014, from 1,2 billion euros in 2013 to nearly 3 billion euros in 2014. This increase is mainly due to many success stories showing that crowdfunding is a viable and effective source of funding for entrepreneurs, start-ups and SMEs in Europe.
In the report Crowdfunding for Impact in Europe and the USA, ECN and Toniic identified main benefits of crowdfunding for entrepreneurs, private investors and professional investors, listed below.
Friday, April 17, 2015
Europe’s business community remains heavily reliant on debt-based financing, despite the increasingly incompatible expectations of the main lending source, banks. Meanwhile, alternative, equity-based sources of financing are evolving and new ones emerging across Europe.